Payment Policy

Last updated: August 2026 

CharmsWorld is a trading name of IKVENTURE STORE LTD. We operate the website ikventure.com. 

ACCEPTED PAYMENT METHODS

We accept the following payment methods at checkout:

  • Visa
  • Mastercard
  • American Express
  • Maestro
  • PayPal
  • Apple Pay
  • Google Pay
  • Shop Pay

All payments are processed securely through Shopify Payments and PayPal. We do not accept bank transfers, cheques, or cash on delivery.

PAYMENT SECURITY

Your payment information is encrypted and processed securely. CharmsWorld does not store your full card details on our servers. All transactions are protected by SSL (Secure Socket Layer) encryption and comply with PCI DSS (Payment Card Industry Data Security Standard) requirements.

WHEN YOU ARE CHARGED

Your payment is taken at the time of placing your order, not at the time of dispatch. By completing your purchase, you authorise CharmsWorld to charge the full order amount to your selected payment method.

ORDER CONFIRMATION

Once your payment is successfully processed, you will receive an order confirmation email at the address provided at checkout. If you do not receive a confirmation email within 24 hours, please check your spam folder or contact us at contact@ikventure.com

FAILED OR DECLINED PAYMENTS

If your payment is declined, please check the following:

  • Ensure your billing address matches the address registered with your bank
  • Check that your card details have been entered correctly
  • Contact your bank to confirm there are no restrictions on your card

If the issue persists, please contact us at contact@ikventure.com and we will do our best to assist you.

PRICING

CharmsWorld reserves the right to change prices at any time without prior notice. The price charged will always be the price displayed at the time of your order.

FRAUD PREVENTION

To protect our customers and our business, CharmsWorld reserves the right to cancel any order that appears fraudulent or suspicious. If your order is cancelled for this reason, you will be notified and a full refund will be issued to your original payment method.

CONTACT US

For any questions about payments or billing, please get in touch: